Any of the cards registered in the Wallet app can be used to send a payment. Using a debit card to send the money is free, but if you use a credit card it will cost you 3% of the transaction value.
One possible feature of Apple Pay Cash that has not been tested (since there was no reason to until now) is the ability to send money to a recipient in another country. It might be best to wait for Apple to make a statement before attempting to send some cash over the U.S. border, since you might end up paying a high fee for such a transaction.
Apple Pay Cash launched in the U.S. early last December when iOS 11.2 was disseminated. The update was pushed out earlier than expected since it contained a fix to exterminate a bug that was causing iPhone models to crash.
Source: phoneArena.com
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